1st Mortgage Brokers

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Reasons to choose 1st Mortgage Brokers uk

 

  • adverse credit mortgage brokers

  • self certification

  • access to all UK mortgages

  • exclusive mortgages not available direct to the public.

  • no broker fees.

phone now...

08456 44 88 23

A mortgage is the largest single investment that most people will make. Taking professional mortgage advice now is likely to save you money.

1st Mortgage Brokers in UK

No broker fees

Access to all mortgage lenders

Adverse credit accepted

We are a uk mortgage broker. We arrange mortgages for people whose situation is not straightforward. We deal with all mortgage lenders so we are well placed to find you the best deal.

Phone us now on 08456 44 88 23

 

No broker fees

We do not charge our clients any broker fees under any circumstances. As independent mortgage brokers in the UK, we have access to the whole of the mortgage market. If you would like to purchase or remortgage a UK property and would like to find the best mortgage then contact 1st Mortgage brokers.

More about 1st Mortgage brokers uk

 

No proof of income

Having no proof of income will not prevent you from getting a mortgage. A Self certification mortgage enables you to  certify that your income is sufficient to pay the mortgage. If your provable income does not reflect your true income then self certification may be a good option for you.

        More about no proof of income

 

Adverse credit remortgage uk

Remortgaging is refinancing your property with a different mortgage lender.

Adverse credit may relate to a previous bankruptcy or CCJ's or defaults. Remortgaging may enable you to consolidate your borrowing and so restructure your outgoings. Remortgaging is a straightforward process. Many remortgage applications can now be completed over the telephone.

        More about adverse credit remortgages

 

Mortgages with CCJ or defaults

CCJ's or county court judgements will make arranging a mortgage or remortgage harder but not impossible. Phone us now with your remortgage queries. We deal with all mortgage lenders who will accept CCJ's and defaults. We will find you the best deal for your circumstances

        More about Mortgage with CCJs

        More about Mortgages with defaults

Mortgage with arrears

Arrears on a mortgage or credit agreement will affect the availability of a mortgage. Phone us with details of the arrears and any other adverse credit, we will let you know what deals are available for your situation.

        More about mortgage with arrears

 

Bankruptcy or IVA

A bankrupt person is normally discharged after 1 year. Mortgages are available immediately your bankruptcy or IVA has been discharged.

The more historical the bankruptcy, the less effect it will have on your choice of mortgage.

As an independent mortgage broker we are in a good position to find the best mortgages for a discharged bankrupt.

        More about mortgage after bankruptcy

 

Consolidate debts

Consolidate your loans and credit into one monthly payment. If you have a mortgage and you have loans and other credit agreements then it may make sense to consolidate this debt under one loan. Keep control over your finances, consider remortgaging before the debts become a problem. Phone us now to discuss

        More about debt consolidation

 

Self Employed Mortgage

Self employed or a company director; your business may not have been trading very long or you may be unable to provide proof of income. We can arrange self certification mortgages where no proof of income is required.

More about self employed mortgage

 

 

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Your home is at risk if you do not keep up the repayments on a mortgage or other loan secured on it.

Expatriate mortgages and 1st Mortgage Brokers are divisions of Mortgages Direct

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