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Whole of mortgage market.
Exclusive mortgage schemes that are only available through mortgage brokers.
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1st mortgage brokers

adverse credit
Adverse Credit

Adverse credit is going to be a problem. Bankruptcy arrears, CCJ's and defaults  will restrict your choice of lender. Let us help you  find the best deal.

self employed mortgages
Self Employed

Mortgages for Sole Trader or Partner or Limited company.  Mortgage lenders can be frustrating to deal with. Let us help you arrange your mortgage

1st Mortgage Brokers UK

1st Mortgage Brokers UK

No broker fees

Bad or Poor credit accepted

We are a uk mortgage broker. We arrange mortgages for people whose situation is not straightforward. We deal with most mortgage lenders so we are well placed to find you the best deal.

No broker fees



We do not charge our clients any broker fees under any circumstances. As UK mortgage brokers, we have access to most of the UK mortgage market.

If you would like to purchase or remortgage a UK property and would like to find the best mortgage then contact 1st Mortgage brokers.

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Bankruptcy or IVA

A bankrupt person is normally discharged after 1 year. Mortgages are available immediately your bankruptcy or IVA has been discharged, however you will need a 50% deposit in these circumstances

The older the bankruptcy, the less effect it will have on your choice of mortgage.

As a UK mortgage broker we are in a good position to find the best mortgages for a discharged bankrupt.

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Adverse credit remortgage uk


Remortgaging is refinancing your property with a different mortgage lender.
Adverse credit may relate to a previous bankruptcy or CCJ's or defaults.

Remortgaging may enable you to consolidate your borrowing and so restructure your outgoings. Remortgaging is a straightforward process. Many remortgage applications can now be completed over the telephone.

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Mortgages with CCJ's



CCJ's or county court judgements will make arranging a mortgage or remortgage harder but not impossible. Phone us now with your remortgage queries. We deal with all mortgage lenders who will accept CCJ's.

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Mortgage with arrears



Arrears on a mortgage or credit agreement will affect the availability of a mortgage. Phone us with details of the arrears and any other adverse credit, we will let you know what deals are available for your situation.

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Adverse Credit Lending

We can arrange mortgages where there is some adverse credit in the background. Call us if you have a bankruptcy or county court judgement or defaults.

You may have a few missed or late credit card payments and this is causing you problems with your mortgage application. We have lenders that will lend in these circumstances

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